July 2023

Updated: August 18, 2023 How to Improve Your Credit Score? A credit score is a three-digit number that represents your creditworthiness. It is calculated based on various factors, such as your payment history, credit utilization, length of credit history, new credit applications, and types of credit used. The most common credit scoring models range from […]

Table of Contents Last update: July 28, 2023 Introduction Owning a home is a significant milestone for many individuals and families. However, for most, purchasing a home outright is not financially feasible. This is where mortgages come into play, offering a way to spread the cost of a home purchase over several years. Mortgage amortization

Last update: July 12, 2023 Source: CTV News – Business According to the Bank of Canada, the key interest rate will rise by 0.25%, reaching a new level of 5%. This increase suggests a tighter monetary policy aimed at controlling inflationary pressures. The bank believes that this move will help moderate consumer spending, discourage excessive