As a prospective homebuyer, you’re probably wondering how much you can afford to spend on a property. That’s where I come in.

One of the first things to consider when purchasing a home is how much the banks will lend you, and more importantly, how much you can afford to spend.
Don’t let the disappointment of falling in love with a property only to find out it’s out of your price range get in the way of your dream home. I always recommend getting a mortgage pre-approval before going out to shop for a property. Although the pre-approval process takes some work, it’s worth it in the end. 
All lenders require an application, income confirmation, confirmation of your assets and liabilities, and authorization to pull your credit history. Once all this information is obtained by the lender, they can tell you if you can be pre-approved for a mortgage.

With my years of experience and expertise, I can make the pre-approval process easy for you. I’ll help construct the application as accurately and professionally as possible, so you can get the best terms and rates possible. 
Once the lender is satisfied with what they’ve reviewed, they’ll issue you a written statement of conditional agreement that includes the exact mortgage amount you’re capable of borrowing, along with the term, approximate interest rate, and expiration date of the offer. 

Don’t let the stress of getting a mortgage pre-approval get in the way of your dream home. Let me help you navigate the process and find the right mortgage for your unique needs. Contact me today to get started.

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